WRITING TASK 2
You should spend about 40 minutes on this task.
Present a written argument or case to an educated reader with no specialist knowledge.
Write about the following topic:
Many people believe that they should spend all the money they earn to enjoy life at present. Others, however, think that they should save a large portion of their earning for the future.
Discuss both these views and give your own opinion.
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Write at least 250 words.
Sample Answer:
In today’s consumer-driven society, the debate over whether to spend all of one’s earnings or to save for the future is a topic of great relevance. On one hand, there are those who argue that life is short and should be enjoyed to the fullest, and that means spending money on experiences and material possessions. On the other hand, there are those who advocate for saving a substantial portion of one’s earnings for future financial security.
Those who advocate for spending all of their earnings often argue that life is unpredictable and that one should live in the moment, enjoying the fruits of their labor. They believe that experiences and possessions bring joy and fulfillment, and that saving for the future may mean missing out on valuable opportunities and experiences. Additionally, they may argue that they can always find ways to earn more money in the future, so there is no need to save excessively.
Conversely, those who advocate for saving a large portion of their earnings argue that financial security is essential for peace of mind and a comfortable future. They believe that by saving and investing, they can ensure a stable and secure future for themselves and their loved ones. They may also argue that unexpected expenses or emergencies can arise at any time, and having savings can provide a safety net in such situations.
In my opinion, a balance between spending and saving is crucial. While it is important to enjoy life and live in the present, it is equally important to plan for the future and ensure financial security. I believe that setting aside a portion of one’s earnings for savings and investments is a responsible and prudent decision. This allows for the enjoyment of life’s experiences while also providing a safety net for the future.
In conclusion, while there are valid arguments for both spending all of one’s earnings and saving for the future, a balanced approach that includes both spending and saving is the most sensible option. By finding a middle ground, individuals can enjoy the present while also preparing for a secure and comfortable future.
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