Coins and paper money will soon be replaced by credit and bank cards


You should spend about 40 minutes on this task.

Present a written argument or case to an educated reader with no specialist knowledge.

Write about the following topic:

Coins and paper money will soon be replaced by credit and bank cards. Eventually, we will have a cashless society which will be safer and more convenient for everyone. To what extent do you agree or disagree?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Write at least 250 words.

Sample Answer:

In today’s modern society, the use of credit and bank cards has become increasingly prevalent, leading many to believe that coins and paper money will soon be replaced altogether. While I do agree that there are numerous benefits to a cashless society, I also believe that it may not be feasible or beneficial for everyone.

One of the main advantages of a cashless society is the increased level of safety and security it provides. With the use of credit and bank cards, the risk of theft and loss of money is significantly reduced. Additionally, electronic transactions leave a digital trail, making it easier to track and recover funds in the event of fraudulent activity. This not only provides peace of mind for individuals but also reduces the burden on law enforcement agencies.

Furthermore, a cashless society offers a higher level of convenience for consumers. Gone are the days of having to carry around bulky wallets or make frequent trips to the ATM. With a simple swipe or tap, transactions can be completed in a matter of seconds, saving both time and effort. Additionally, the use of digital payment methods allows for seamless online purchases and the ability to easily track and manage expenses.

However, it is important to consider that not everyone has access to the necessary technology or financial resources to participate in a cashless society. There are still individuals, particularly in rural or underprivileged areas, who rely heavily on cash for their daily transactions. Additionally, older generations may struggle to adapt to the use of digital payment methods, leading to potential exclusion and discrimination.

In conclusion, while the shift towards a cashless society may bring about numerous benefits in terms of safety and convenience, it is important to consider the potential drawbacks and ensure that no one is left behind in the process. It may be more realistic to aim for a society that offers a balance between cash and digital payment methods, catering to the diverse needs of all individuals.

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